Comments on: How I Saved On My Maternity With No Maternity Insurance

By: Kristin

Kristin — Sun, 10 Jul 2011 16:01:57 +0000

Hi. Wow, looks like I hit the jackpot for maternity insurance info when I found your site! I really would like to be able to access the blue “here” links to find out the questions to ask the doctor/ hospital, as well as learning about the financial options and avoiding certain expenses. However, I guess your website is down because it says “renewal pending”. If you are not renewing can you PLEASE send me all of that information via email! I REALLY want to read what all advice you have! THANKS SOOOOO MUCH!

By: Lisa

Lisa — Tue, 25 May 2010 13:36:24 +0000

Thank you for the information. My husband is also self-employed and we are switching insurances to one that does not offer maternity coverage. It’s good to know we have other options. I find it obsurd that it is so hard to find maternity coverage. It should be offered with every insurance plan and you shouldn’t have to wait a whole year in order to be covered.

By: admin

admin — Thu, 26 Nov 2009 03:35:39 +0000

Dear Chrystal,

I’m glad you inquired about the affiliate program. I am currently in the process of putting the product on the Clickbank.com. It will take me a few days. I also found a glitch in the payment system with the service that I’m currently using, thanks to your inquiry.

I am definitely going to have an affiliate program set up very soon. I will put this info on my blog and I can email you as well when it’ll be ready.
Malika

By: Chrystal

Chrystal — Wed, 25 Nov 2009 15:57:06 +0000

Hi Malika,

I think a lot of women will be interested in this type of information! Luckily, I’m not in a position where I have to worry about insurance with this baby.

However, I was wondering if you have an affiliate program set up for your ebook? If you do, I’d be happy to do a little write up about your ebook on my blog because I know a lot of women struggle with how to pay their maternity bills.

Chrystal

By: admin

admin — Sun, 24 May 2009 17:26:34 +0000

Hi Pat,
I am not sure if your wife can get regular insurance if she is currently pregnant.
I have individual insurance through United Healthcare and I had it before I got pregnant. When I got pregnant I called them regarding the pregnancy to find out what is covered and what is not. They told me that anything related to pregnancy is not covered, but any complications that might be acquired from pregnancy or delivery are covered.
If your wife doesn’t have any insurance I recommend you go to United Healthcare website uhc.com or call 1-888-545-5205. They should tell you more about what you can do.
Good luck!
Malika

By: Pat

Pat — Sat, 23 May 2009 10:44:27 +0000

Thank you so much for your story. My wife and I just got pregnant and she is without any type of insurance at the moment.

Would I be able to add her onto my plan (which doesn’t cover maternity), to cover lab costs and such, or does her pregnancy, since is’t s preexisting condition, waive her from getting any type of new insurance?

In order words, can she still get insurance now knowing she won’t qualify for ones that offer maternity?

Thanks so much for everything!

By: Maggie

Maggie — Tue, 05 May 2009 21:33:52 +0000

Thank you so MUCH! I have spent nearly an entire day worrrying about how my fiance and I were going to pay for our impending pregnancy bills. I am a full time college student with no insurance his insurance will cover me for a very high amount but we are unsure of what to do. I had come across the Maternity Card earlier today and thought wow this is jsut perfect. But thankfully I came across your story before it was to late. My OB-GYN knows my self pay status and said that we will need to pay $1500 on our first appointment which isn’t a problem. Thank you for reminding me to check with the anesthiologist as well.

By: Deb

Deb — Wed, 29 Apr 2009 17:25:56 +0000

Thanks for the information! You give a lot of great tips. I wish I had done the AIDS test the way you did.

I am in the EXACT same boat this time – I am SAHM to 2, DH is self-employed and we have non-maternity, individual insurance. In Illinois they are only required to cover complications – which they did with my 2nd baby due to breech position. With my first child, I was working for “the man” in big pharma and paid a whopping total of $75 for the whole thing.

I have felt frustrated by Quest because they will not negotiate one penny of a discount if you are self-pay. I didn’t know they were actually cheaper than anyone. I still need to find the anesthesiologist information out with a month to go in my pregnancy and see if they will help me out.

My doc is doing a c-section (repeat) for $2500 and that includes all my visits. He has been great about this – when I told him directly, he had the staff reduce his charge more than they were going to do without his go-ahead.

The hospital offers a flat 30% discount to everyone who is self pay – I am wondering if I can somehow get them lower. They quote me 8-16K for their end of things before the 30% discount – quite a range! And they don’t tell me what I can do to get the lower end of that. I KNOW for a fact from my last one that they billed the insurance 12k and discounted it by 65%!!! Why can’t I have closer to that?
I hate all the penalties in the “system” for the little guy.
Thanks for your post – it makes me feel less “alone”.

By: Steve&Adrienne

Steve&Adrienne — Mon, 05 Jan 2009 21:30:45 +0000

THANK YOU!!!

First off – Investigating to-good-to-be-true fraudulent MaternityCard (sorry you had to go through all that just to warn us!) was how we found your story.

How you handled the minefield of your husband being self employed and having insurance – but not having the maternity coverage is exactly what we’re going through right now.

Again, thank you for posting such a wealth of information and experience and please give our love to your family!